Privo: Instant Credit Line App

Features Privo: Instant Credit Line App

Instant Credit Line app that you can repay and reuse anytime you need.
Get up to 5 Lakhs Credit Limit starting at just 9.99% Interest Rate in just 3 simple steps with Privo.Privo is an instant credit line app in India powered by Kisetsu Saison Finance (India) Pvt Ltd or Credit Saison India (CS India), one of the leading neo-lending conglomerates in India.
Adhering to the RBIs Fair Practice Code, Privo is committed to ensuring transparency while lending loans to customers digitally.Benefits Of Using Privo: Instant Credit Line1.Pay Interest Only On The Amount You UseOpen a Credit Line of up to 5 Lakhs at Privo and pay interest only on the amount you withdraw.2.Lower Interest Rate compared to credit cards: Interest rate starts as low as 9.99% per annum, while the maximum is 39.99% per annum.3.Get An Instant Loan Amount: Borrow any sum of money (from ₹20,000) from your approved credit limit (up to 5 lakhs) for 3 months to 60 months.4.No Hidden Fees or line set up fees: Privo doesnt charge any hidden fee for opening a Credit Line or withdrawing money.5.EMI Repayment Options: You can select EMI options to repay the borrowed amount.6.No Documents upload, 100% Paperless Loan: Privo provides a fully digital and paperless loan experience, and you do not need to upload any documents to get the loan, ensuring quick approvals.7.Safe And Secure Process: Get Instant credit line with this safe app designed using advanced encrypted technologies.In short, Privo offers the below features to its customers1.
Loans range from ₹20,000 to ₹500,0002.
Tenure: Min.
3 months | Max.
60 months3.
Interest rate: Min 9.99% pa | Max 39.99% pa4.
Processing fee - Min 1% | Max 3%*How to Apply for a Loan with Privo?STEP 1: Download the Privo app and set up your profile.STEP 2: Complete the KYC process and set up auto-paySTEP 3: Choose an amount based on your need Below is an example of how Privo the credit line app helps you access funds easier.Example:1.
Principal amount: ₹100,0002.
Tenure: 12 months3.
Interest rate: 14 p.a%4.
EMI: ₹8,9795.
Interest Payable: ₹8,9796.
Processing fee (@ 1% + GST): ₹1,1807.
Total cost of loan: 107,7488.
Total amount disbursed: 98,6289.
BPI (Broken period interest): 19210.
APR: 16.65%Additional ChargesOverdue Interest Rate: 36% p.a.
Full prepayment charges: 5% of outstanding amount + taxes* Part prepayment charges: 5% of outstanding amount + taxes* Swap charges (Cheque/NACH): ₹250/- + taxesDishonour charges: ₹450/-Eligibility Criteria for opening an Instant Credit Line at PrivoShould be between 21 to 57 years of age.Must have a monthly income of ₹18,000 or above.A minimum CIBIL score of 700.Must have an Android phoneDocuments Required:We do not ask for any documents to upload.
All you need to do is enter the below information:-PAN Number-Aadhaar Number-SelfieUses of Privo’s Instant Line of Credit1.

💳 Refinancing2.

🎊 Wedding loan for marriage expenses3.

🛩 Travel loan4.

🏘 Loan for Home renovation5.

🚙 Vehicle Loan for [2 wheeler/4 wheeler loan]6.

🙋‍
♀️ Personal loan7.

💻 Mobile phone loan/Loan for a laptop/Consumer durables loan8.

💰 Instant cash loan9.

🎓 Education loans10.

👩‍
⚕️ Medical Emergency Loans11.

🧾️ Debt consolidation loanPrivo - Your Lifeline of Instant CreditUnlock instant credit and financial flexibility.
Download now and take control of your finances with one of the best credit line apps in India.
Get Privo on your device today!Contact UsMore info about Privo: https://privo.in/Our Parent Company info: https://creditsaison.in/Privos privacy policy: https://www.creditsaison.in/privacy-policyEmail us at: [email protected]/[email protected] our customer care number: 18001038961Address: Kisetsu Saison Finance (India) Private Limited, having CIN U65999KA2018FTC113783 and having its registered office at IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G.
Palya, Bengaluru, Karnataka 560029